Budgeting as a Couple

Budgeting as a Couple

Finding a way to budget your finances together while in a relationship can be fraught with difficulty. It’s not simply about having money available for bills and shopping but can include saving for holidays and even for a new home if things all go well. Budgeting as a couple can be a contentious issue, we […]

Budgeting for Christmas

Budgeting for Christmas

There’s no doubt that the Yuletide period can be a big drain on resources. It’s easy to go overboard and spend more than you intended. Last year it was reported that UK households were £1.5bn in debt following Christmas 2015. Our shops and supermarkets and even online stores nowadays are geared towards making us spend […]

Budget Leek & Potato Soup

It’s official, winter is here following the first snow a few weeks ago. When the weather turns like this there is nothing better than to sit down with a delicious soup, and a homemade one at that. I’ve nothing against soup in a can and the cost is relatively cheap, but if I have time, […]

Stick to a Budget

How to Stick to a Budget

Using a budget planner to keep your finances in order is one thing. Sticking to a budget is another proposition entirely. Here we look at several ways to help you stick to a budget, stay in control and avoid the common mistakes that many people make. Know Your Finances You can’t develop a good budget […]

Budgeting for Brexit

Whilst the true extent of the results of the referendum remain to be seen, there’s no doubt that the Brexit decision is having an effect on our lives with each new announcement. The pound has fallen, and the Bank of England have indicated they expect the economy to slow and inflation to rise during 2017. […]

why you need an emergency fund

Emergency Fund – You Need One

It doesn’t matter who you are, at some point or another an emergency will arise where you need extra money. That might be anything from the washing machine breaking down and needing to be replaced to an unexpected bill or expense that has to be covered urgently. Most people unfortunately don’t save for that rainy […]

The benefits of budgeting

The Benefits of Budgeting Your Money

Budgeting has become more important in recent years as many find their general finances squeezed. Having a clear idea of what is coming in and what you are spending on a regular basis has a number of benefits, including helping you to plan for the future, reduce wasteful expenditure and save significant amounts of money. […]